Since 2002, it has been our company’s primary goal to assist homeowners with the intricate business of short sales, loan modifications, forbearances, deeds in lieu and other loss mitigation solutions.
We act on behalf of you, the property owner, to negotiate with your lender and avoid the lengthy and costly process of foreclosure and the stressful act of eviction that follows. Every day, we’re helping distressed homeowners, and we can help you, get a “fresh start” by:
The service is Free, No Cost to the homeowner. Include a 100% free Symbol
Postpone foreclosure sale date giving you more time to work out a resolution.
Potential assistance up to $10,000.00 depending on the type of loan you have.
Resolve the foreclosure situation and give you Peace of mind. Include a 100% satisfaction guaranteed.
A Short Sale is simply where your mortgage lender accepts less than what you owe on your home. If you are upside down and need to sell due to a hardship, you may qualify to short sell your home. Mortgage Lenders accept Short Sales because it makes more sense and costs them less money than taking the home back as a foreclosure.
Most importantly, it relieves the stress of foreclosure and being harassed by the mortgage lender; and it frees you of a big mortgage payment so you can move on. A short sale allows you to stop the foreclosure process and have a new beginning. Also, if you have late payments, and no longer can afford your mortgage, it will stop additional damage to your credit. During the process, late payments and a foreclosure filings will negatively affect your credit. A foreclosure or bankruptcy will be extensively more damaging at lowering your credit score. Since with a short sale, the mortgage is actually settled, it is much more positively reflected when compared to a bank foreclosure or bankruptcy. In a distressed situation, you have a possible solution and nothing to lose in attempting to do a short sale.
Current estimate is -50 points. Lets’ make one point clear: The only reason the seller’s credit is currently damaged is because of the non-payment of their mortgage. Each individual lender will decide what to report. Often it will note loan as “paid” on their credit report, while in the footnote it may reference “settled for less than amount owed”. Although it is a mark on the credit report, it is more favorable than “foreclosed” which is currently about -250 points.
Only the individual listed on the NOTE is responsible for the current mortgage and any liability resulting from the Short Sale.
